Easy, Simple Financing

FTL Finance LogoFTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just scores.

Financing is an excellent option to allow consumers to purchase better, more efficient equipment, reserve their credit capacity and have a quick solution for an emergency. Click below for Easy, Simple Financing.

Apply Online


Synchrony Bank LogoYou don’t have to let a small budget keep you from getting what you really want or need. That’s why Valley Mechanical LLC offers promotional financing options when your purchase is made with a Home Design credit card issued by Synchrony Bank.

Synchrony Bank is one of the premier consumer financial service companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States.

Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with the options listed below.

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Open credit line for future purchases
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management

Applying online is quick, secure and private. To apply for a Home Design credit card, simply complete the online credit application.

1Subject to credit approval. Minimum monthly payments required. See store for details.

Apply Online


OPTIMUS is an exclusive finance platform from EGIA Finance that provides a quick, simple way to connect you with great financing options. By clicking the link above, you will be provided the opportunity to get pre-approved in just minutes…before your Valley Mechanical LLC technician even shows up at your door! OPTIMUS utilizes soft credit pull technology to quickly pair you with the perfect lender to give you great rates and a great chance at making your next home improvement purchase affordable and easy!